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How Long Does an Eviction Stay on Your Record?


An eviction may be kept on your public record for up to seven years. Evictions are removed from your public records after this time period, including your credit report and rental history.

Evictions may have a negative effect on your credit score and ability to rent, but there are steps you can do to enhance your chances of renting following an eviction.

Does an eviction appear on your credit report?

While good rental payment history may be shown in your credit report, eviction information will not be provided. Eviction records may be discovered in a separate rental history report acquired from a tenant screening firm.

After you have been evicted, your landlord or leasing company may sell your outstanding debt, such as overdue rent and associated fees, to a collection agency. A collection account would show on your credit record if the collection firm that bought the debt reported to the three major credit bureaus.

How Long Does an Eviction Stay on Your Record?

In most cases, an eviction report will stay on your rental history for seven years. If you’re looking for a lease, ask the landlord or leasing business for the name of the tenant screening firm they employ. Contact the business ahead of time to see whether the eviction is still scheduled.

Can an Eviction Be Disputed?

If you think an eviction mentioned on a tenant screening report is incorrect, contact the tenant screening firm directly to dispute the information.

You can contact a reputable credit repair company to address the eviction on your record, make sure you check their reviews and services before starting with one.

By petitioning the court, winning your case, or contesting an incorrectly recorded eviction, you may get your eviction removed from your public record.

While the procedure is more challenging, it is not impossible.

  1. Filing a court petition: You may request that the eviction be removed from your record in the county where the case was filed.
  2. Triumph in court: If the landlord issued you an eviction notice without a legal or valid reason, challenge the notice and disprove that the landlord has a legal or legitimate basis for it. When you prove that the eviction was unwarranted, you are more likely to get a favorable ruling from the court.
  3. Demonstrate that you did not break the lease: Make it clear that you did not violate your lease conditions. Prove, for example, that you paid your rent and that you left the property in good shape. Provide proof wherever feasible. Documentation, such as approved rent checks and photographs, may help your argument.
  4. It is necessary to go through appropriate processes: Monitor the landlord’s progress in evicting you. Your state’s laws may be different, but the process a landlord must follow when filing an eviction and delivering an eviction notice to you is same across all states.

Know your state’s laws pertaining to eviction lawsuits. Documenting your landlord’s failure to follow the proper legal procedure is important.

How To Remove Civil Judgment from My Credit Report?

It is important to notify the credit bureaus once your eviction has been lawfully erased from your public record.

The credit bureaus will not automatically delete the civil judgment from your credit report after you have removed it from your public record; you must contact them.

To remove the civil judgment off your credit record, you must do the following steps:

  1. Get Evidence: If you win your case, collect proof that the court ordered the eviction to be removed from your public record. If you and your landlord have reached an arrangement and the eviction action has been dropped, get evidence and submit it to the credit bureaus.
  2. Identify additional errors on in your credit report: While you are deleting the eviction, this is an excellent opportunity to examine your credit report for any other incorrect information. Look for erroneous dates or amounts, as well as debt that displays a balance even after it has been paid off, and file further challenges.
  3. Submit a dispute to the main credit bureaus: You must file a separate credit dispute with evidence for each agency that mentions your civil judgment. Experian, Equifax, and TransUnion are the three main credit bureaus.
  4. Don’t neglect this: It takes time and effort to remove a civil judgment or other unjust, unfavorable entries from your credit record. Make certain to follow any directions provided by the credit bureau. If you haven’t heard back from them within 30 – 60 days, send a follow-up email.
How Long Does an Eviction Stay on Your Credit Record?

Can I Rent If I Have an Eviction on My Public Record?

If you have an eviction on your public record, you may still rent, but it will be more difficult. There are a few things you can do to increase your chances of obtaining a rental agreement.

  • Justify the eviction: Be straightforward and truthful. If the landlord realizes what occurred, he or she may offer you a second opportunity. Make sure the new landlord is aware that you have resolved the issue with your prior landlord.
  • Reference prior rentals: In addition to the background check, provide references to demonstrate that you are a trustworthy tenant.
  • Offer to pay extra in advance: Before signing a rental agreement, consider paying the security deposit, first month’s rent, and perhaps second month’s rent.
  • Obtain a co-signer: A co-signer guarantees the landlord that you have legal and financial support.
  • Raise your credit score: A high credit score demonstrates your capacity to pay your obligations on time.
  • Demonstrate that you have the financial means to pay your rent: Provide evidence of income and previous successful payments, such as car loan payments.

Once you’ve been approved as a renter, continue to demonstrate your worth by making on-time payments and taking appropriate care of the property. You can reestablish your rental history, making it simpler to rent in the future.

How Can I Remove an Inaccurate Civil Judgment?

Your civil judgment may remain on your credit report and public record even if it is inaccurate. This may be due to a number of factors, including clerical mistakes or disagreements that were misplaced in the mail.

If you find a civil judgment on your record that should not be there, you must correct it. It is critical to derogatory marks that have a negative impact on your credit score, ability to rent, and capacity to apply for new credit.

Contact the county and/or credit bureaus on your own to get the civil judgment removed. You may also seek legal counsel and help. Call Credit Cadabra now to find out how we can assist you in removing incorrect marks from your credit report.

How to Avoid Being Evicted

If you believe you may be unable to pay your rent, notify your leasing office or landlord as soon as possible. There may be eviction relief alternatives available as a result of the coronavirus epidemic. Despite the fact that the CARES Act’s eviction moratorium has expired, there are several resources available to help tenants that are at risk of being evicted.

The Department of Housing and Urban Development provides information about current eviction rights, laws, alternatives for help, and communication suggestions with your landlord.

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