What exactly is I.C. System, Inc? Is This a Fraud?
I.C. System, Inc is a family-owned debt collection firm headquartered in St. Paul, Minnesota. The agency was established in 1938. IC System focuses on a wide range of debts, including medical bills, utility bills, and government obligations.
Many consumer complaints have been filed against I.C. System, Inc, alleging breaches of the Fair Debt Collection Practices Act (FDCPA).and the Fair Credit Reporting Act (FCA) In several customer evaluations, IC System has been accused of making misleading claims or representations in order to recover debts. Other claimed breaches include trying to collect an unpaid bill, threatening to call an employer and illegally disclosing information, and using inappropriate communication methods.
I.C. System, Inc, on the other hand, is not a fraud and is a legitimate debt collecting firm. I.C. System, Inc buys debt packages from other companies and then attempts to recover the debt from customers. Before responding to I.C. System, Inc, it is critical that you understand your rights and how to best defend yourself.
What Are the Most Frequently Filed Complaints Against I.C. System, Inc?
The CFPB has received almost 38,000 complaints against I.C. System, Inc.’s debt collection tactics since September 2021. The Better Business Bureau (BBB) also received 852 complaints. A frequent complaint against the IC System is attempting to collect an alleged debt that isn’t due, as well as the use of inappropriate communication techniques.
These kinds of claimed breaches are shown in the following two real-world instances of complaints filed against I.C. System, Inc.
A customer claims I.C. System, Inc employs ineffective communication strategies.
“…I returned the call to [IC System] and talked with a young woman about why I had been contacted. I was then moved to Mr. XXXX XXXX, who was nasty and repressive to me… Mr. XXXX also used vulgar words with me…”
The consumer claims that efforts were made to recover a debt that was not due.
“This business, I C System Inc, continues attempting to collect a claimed debt XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXX I have contacted them and XXXX many times, and they continue to record an item on my credit that is not mine.”
What legal remedies does I.C. System, Inc have against me? Is It Possible For Them To Sue Me Or Garnish My Earnings?
I.C. System, Inc, as a debt collector, is not permitted by law to threaten to sue you or garnish your pay. They are permitted to contact you via phone, text, or mail. However, I.C. System, Inc may not contact you before 8 a.m. or after 9 p.m.
I.C. System, Inc may lawfully sue you in court if you do not pay a legitimate obligation due to them, even if they are not authorized to threaten lawsuits or wage garnishment. If they get a default judgment against you in court, the judgment will specify the amount you owe and authorize them to garnish your earnings to pay it. If you owe I.C. System, Inc money and are worried about them garnishing your earnings, you should see an attorney before things go this far. Countless customers have benefited from our legal services in resisting debt collection harassment and protecting themselves from salary garnishment. Please contact us right away to see if we can assist you as well!
If I.C. System, Inc contacts me, what should I do? How can I get rid of I.C. System, Inc’s harassment?
The first stage is to establish whether or whether I.C. System, Inc has violated your rights. Please have a look at the list below:
- IC System, Inc. is contacting you about an alleged debt that you don’t owe or about an amount you don’t owe.
- IC System cannot establish that you owe this loan.
- IC System does not have the authority to collect this debt since it is not the original creditor.
- A robocall was received on your phone, which was sent by the IC System, in order to get your attention.
- IC System is attempting to frighten you with their bad language.
- IC System is threatening to arrest you or accuse you of criminal conduct.
- IC System is going to put a blemish on your credit, sue you, or hurt you physically.
- The IC System is trying to get in touch with you at work, or it’s phoning your friends, colleagues, and neighbors.
- The IC System is phoning you before 8 in the morning or after 9 at night.
- IC System telephones you every week.
If any of the above apply to you, our company can assist you! Credit Cadabra protects customers who have been harassed by debt collectors such as I.C. System, Inc, and our credit repair specialists have extensive expertise defending your legal rights. Our law company knows how tough it is for customers who are behind on their payments and are being harassed, which is unlawful and must stop. Dealing with harassment is a step in the right direction when it comes to controlling your late payments or debt. Our credit repair specialists can discuss debt consolidation, short sales, bankruptcy, and other options, but most importantly, we can stop the harassment. defends customers who have been harassed by debt collectors such as I.C. System, Inc, and our credit repair specialists have extensive expertise defending your legal rights. If I.C. System, Inc violates the FDCPA, our partnered law firm may sue I.C. System, Inc and obtain up to $1,000 in statutory damages for your FDCPA claim. I.C. System, Inc would also be obligated to pay your legal expenses and court costs.
Is your company willing to help me remove I.C. System, Inc?
If I.C. is harassing you, you should report it. System, Inc., we can assist! Credit Cadabra has filed several disputes against debt collectors such as I.C. System, Inc is in breach of the Fair Debt Collection Practices Act. In all, our clients know how to remove I.C. System Inc.
Can You Assist Me in Getting An I.C. System, Inc Account Removed From My Credit Report?
Yes, we can help you with this. We have also gone into detail on similar debt collection companies:
Mrs Associates, “MRS Associates describes itself in business profiles as an account receivables management firm that downplays its position as a debt collector. They are one of the biggest collecting agencies in the United States.”
Impact Receivables Management, “Impact Receivables Management is based in Stafford and provides a full range of debt collection services to suit a variety of company needs. Debt Recovery, Contingent Collections, Judgement Collections, and Settlement Negotiations are some of the services offered.” and more!
We have done the research to ensure we are the most prepared company to address them!
Contact Information for I.C. System, Inc
I.C. System, Inc
444 Hwy 96 E
St. Paul, MN 55127
Phone: (800) 443-4123
The I.C. System, Inc. telephone numbers
I.C. System, Inc contacts consumers from many phone lines in an attempt to connect with them. I.C. System, Inc. phone numbers, from which customers have received phone calls about debt collection, may be seen below:
Credit Cadabra protects customers who have been harassed by debt collectors such as I.C. System, Inc, and our credit repair specialists have extensive expertise defending your legal rights. Our law company knows how tough it is for customers who are behind on their payments and are being harassed, which is unlawful and must stop. Dealing with harassment is a step in the right direction when it comes to controlling your late payments or debt. Our credit repair specialists can discuss debt consolidation, short sales, bankruptcy, and other options, but most importantly, we can stop the harassment.