- Evictions are often initiated as a result of non-payment of rent, excessive complaints, or property damage.
- Look for tolerant property owners who will not check a credit report to avoid having to address an eviction.
- Introduce yourself as a good tenant to allay tenants’ fears of eviction.
There is never a simple scenario involving a house eviction. Whether it’s a conflict with your landlord or an unforeseen circumstance, it may create a black cloud on your renting history. You may be asking how to get housing after an eviction.
Annual evictions in the United States are difficult to quantify. Certain states, such as California and New York, do not make public records available. Certain property owners evict tenants without following the legal procedure. Fortunately, evictions are now on hold due to a government moratorium. This, however, will not continue forever.
Between 2000 and 2016, Eviction Lab estimates that about one eviction occurred for every seventeen renter families. In 2016, almost 90,000 evictions were monitored. While evictions may not affect a large proportion of renters, each one delivers a blow and leaves a lasting impression.
You may be wondering what happens next after being evicted. Is it possible to rent a home after an eviction? Yes, of course. Although locating apartments that accept evictions is a bit more difficult, you do have choices.
Confronted with eviction
According to the Tenants Union of Washington State, there is a formal eviction procedure. “First and foremost, an eviction notice must be duly issued, and the tenant must have failed to comply, pay, or leave within the given period.” The following are often cited grounds for eviction:
- Rent is not paid on time or is paid late on a regular basis
- Failure to adhere to specified conditions of the rental agreement
- There have been far too many complaints filed against you as a renter
- Property damage that exceeds typical wear and tear
Additionally, a property owner may have the authority to simply request that you vacate the premises. If they want to occupy the property or intend to remove it from the rental market, they may order you to leave. They may not even need a justification in certain instances.
Whatever the reason for your eviction, having a mark on your rental history may make finding your next place difficult. The greatest advice is to accept the circumstance since there is nothing you can do about it and move on.
A halt to evictions
The present climate has altered, at least temporarily, the way evictions operate. COVID-19 has wreaked havoc on our economy in ways no one could have anticipated, and we need our houses now more than ever to offer shelter and protection from this epidemic. However, paying rent is becoming more difficult, prompting stimulus programs to supplement income and laws to avoid evictions.
Eviction moratoriums prevent landlords from evicting tenants who are unable to pay their rent. However, it is not the same as receiving a free place to stay. Rent is still due, but you may be exempt from late fees or other penalties. It all depends on your state’s moratorium laws.
The moratorium was imposed at the federal level by the Centers for Disease Control and Prevention, which stopped home evictions in specific circumstances to limit the spread of COVID-19. States, counties, and even cities may add to this decree additional tenant safeguards that prohibit evictions.
Obtaining an apartment after an eviction
Given that an eviction may appear on your credit record or in a background check, there is no reason to believe you can conceal it from an onlooker. If you’re interested in renting an apartment that requires a rental history report, the property management will learn about the issue regardless of whether you inform them. When applying for your new apartment, it’s important to accept your history and confront it head-on.
1. Make a positive first impression
Entering an interview with a history of eviction establishes certain preconceived ideas about you, which you may immediately dispel by creating the proper first impression. Confront them by conducting the meeting as if it were a job interview.
- Maintain a professional appearance.
- Maintain an orderly and structured look
- Don’t be late and be courteous.
- Bring any necessary financial papers, as well as those pertaining to your renting history.
According to the adage, you should dress for the job you desire, not the one you have. This also applies to finding an apartment. Present yourself as the perfect renter, not one who is facing eviction.
2. Settle Your Debts
Begin repairing your credit if it suffered as a result of your eviction. Pay your payments on schedule and reduce any lingering debt. Even if you’re still catching up after a layoff or coronavirus-related costs, doing your part helps. This focus on your financial condition may help you get a better deal on your next apartment by improving your credit score.
Before filling out your next rental application, it’s also a good idea to check your credit score. This keeps you from being surprised if the property management conducts a report and your score isn’t as high as you expected.
Additionally, you’ll need to handle any outstanding rent obligations. Once it is paid, contact your former property management to inquire about the likelihood of the eviction being removed from your credit report. This will not only clean your report but will also help you enhance your credit score.
Because it may take some time for this adjustment to take effect, the property owner can also submit a letter of intent to drop the eviction for you to use as proof with your next rental application.
3. Bring a plethora of references.
References should demonstrate your character since an expulsion implies that you did something bad. Obtain references from previous jobs, colleagues, friends, and relatives who can testify to your character and the kind of renter you’ll be. Before you add your references, check with them to verify they will offer you a positive review if approached.
You may also request that two to three of your finest references create a letter for you to include with your rental application. Having your employer write a letter may serve a dual purpose, demonstrating that you are both gainfully employed and a responsible renter. Having a former roommate write another may show what you’re truly like as a renter based on their own experience living with you.
4. Make an impossible-to-refuse offer
Don’t be afraid to be accommodating to a property manager who is reluctant to rent to you because of your eviction inquiry. Demonstrate your desire to make this situation more comfortable by providing them with further security if you are successful in leasing the flat.
- Offer to bring a co-signer who has never been evicted from a rental property.
- Increase your security deposit
- Make a deposit equal to or more than the first and final month’s rent in advance.
Each of these additional layers of protection may assist by soothing a property manager’s concerns that you would not pay your rent on time.
5. Be Honest
Whether it makes you seem better or worse, telling the truth is always the best choice. Your future property manager will appreciate your candor in approaching the eviction. Don’t be afraid to explain why the eviction occurred.
We’re all going through difficult circumstances right now, so it’s important to answer inquiries honestly and be open about your position. “A landlord may be prepared to rent an apartment to you if you can demonstrate that the situation was a one-time occurrence beyond your control,” says Sapling’s Karina C. Hernandez.
When the property manager knows your position, you may be approved based on circumstances that are not your fault or are linked to a crisis — such as COVID — that has affected us all.
6. Repair your credit
Starting again and restoring credit after an eviction may take a long time. It does, however, fully reset you to go about renting flats without problems.
While this procedure may take many years, partnering with a non-profit credit repair organization may help keep you on track. It’s best to utilize it as a last resort because of the time commitment, but once completed, it’s as if the eviction never occurred.
If you move often or are attempting to put the events that led to your eviction behind you, this choice may be the best long-term solution.
Finding apartments that allow evictions
There is no category of apartments for rent that says “allows evictions.” There are more forgiving property owners out there, but they may be difficult to locate. Check to see whether they need a tenant background check before renting.
Many private property owners may not. They may let you bring your own supplies to qualify as a renter. Documents such as a recommendation from a mutual acquaintance or references from prior property managers may be acceptable.
You don’t want a formal credit report done since your eviction will show up in one of two ways:
- If you did not pay your rent and your property management sent the matter to a collections agency,
- If your property management took your eviction via the legal system and a civil judgment was granted. This makes it public knowledge that you owe rent or court costs.
If you pay what you owe and the property management lifts the eviction, public records from the court processes may be altered. However, it is usually more difficult to remove the collections agency from your permanent record.
An eviction may be kept on your public record for up to seven years. Evictions are removed from your public records after this time period, including your credit report and rental history." says Mambwe Abebe of Credit Cadabra. That means it'll be there for seven years from the date of delinquency, even if you pay it off."
Another option is to hire an apartment finder or rental brokerage business that deals with renters who have been evicted in the past. They can help you reduce the stress of your apartment search by only displaying your listings that are relevant to your needs.
When you have an eviction on your record, it is simpler to find a home where they don’t probe too far. You can control the narrative and offer a more accurate image of yourself as a renter this way.
Maintaining an optimistic attitude
An eviction may make it seem like you won’t be able to rent an apartment for a while, but this isn’t always the case. You may wind up in an apartment you never imagined would accept you if you take the proper approach to your next rental chance and put in a little additional effort preparing to go through the rental application process. You can always contact us for help with renting an apartment with an eviction or removing an eviction on your credit report.